Winter Break Readiness

Don't Let Winter Fool You!

• $3.8 Million paid and 50 claims reported last year. 

• Many first claims are due to freezing temperatures, take time to shut off the main water.

• If you have a loss due to turning the heat off, you may be responsible for some of the damage. 

• HMA offers many resources including webinars, check sheets and the ability to talk with experts. 

• Freeze claims were reported in 21 different states, as south as Texas!

Risks Due to Winter Perils:

• No immediate oversight resulting in damage.

• Risk of unexpected displacement.

• Furnace's pilot light blowing out.

• Heat loss due to turning off heat for break.

• Frozen pipes cause catastrophic water damage.

• Facility is not adequately insulated.

• Property premiums increase due to claims. 

Protect Your Home:

• Keep the heat on and thermostat set to 60 degrees during winter months. 

• Conduct daily walkthroughs of house over extended breaks.

• Check all windows and doors to ensure tight seal. 

• Turn off and drain pluming system.  

• Leave doors to cabinets that contain water lines open. 

• Install a water detection system like PipeBurst Pro. 

• Open indoor faucets slightly to trickle. 

• Download Winter Break Checklist.